At Capital One 360, open a new Capital One 360 Checking Account and make three debit card purchases or Person2Person payments (or any combo of the two) within 45 days to get a $50 Account Credit for free. Although not as strong as the $100 credit mention from July, it's still one of the best credit offers we've seen from Capital One 360. (It briefly offered a $125 credit during Black Friday week.) The credit will be deposited into your account on day 50.