At Chase, open a new Chase Total Checking account with direct deposit, as well as a Chase Savings account and receive a $350 bonus. (The savings account requires you deposit a total of $10,000 or more within 10 days and maintain that balance for 90 days.) Finally, the Annual Percentage Yield (APY) effective as of 3/17/2017, is 0.01% for all balances in all states. (Interest rates are variable and subject to change.) Deal ends July 17.