At ING Direct, open a new Electric Orange Checking Account and make three purchases or Person2Person payments within 45 days to get a $50 Account Credit for free. (The credit will be deposited into your account on day 50.) Outside of its $125 credit on Black Friday, it's among the best deals we've seen from ING Direct in recent months. (For further comparison, we saw a $76 account credit in June, which had more purchase requirements.)