Bid Allies via eBay offers the refurbished Apple iPhone 4 16GB for Verizon Wireless in Black, model no. MC676LL/A, for $97.95 with free shipping. That's tied with our refurb mention from last week as the lowest total price we've seen for this non-contract phone. (It's also a price low for a refurb by $7.) It features an Apple A4 processor, 326-ppi (pixel per inch) Retina 3.5" display running at 960x640, gyroscope, front- and rear-facing cameras, 5-megapixel camera with LED flash, 720p video capture at 30 fps, 802.11n wireless networking.

Note that no warranty information is provided.

Of note, it's incompatible with the upcoming iOS 8 release.