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Naomi Mannino

Naomi Mannino

Naomi is a freelance personal finance journalist and blogger who reports on family finance and money news, and how it will affect you today including credit, debt, banking, saving, spending, consumer behavior, and how to take advantage of shopping deals and discounts.

With a Bachelor's Degree in Marketing and a minor in Consumer Behavior, Naomi has a deep background as a retail industry reporter and copywriter. Her personal finance work has appeared recently on bankrate.com, foxbusiness.com, Yahoo Finance, msnmoney.com, moneyrates.com, mainstreet.com, creditsesame.com, and bottomlinepublications.com, among many other specialized money websites. She never writes about it if she hasn't seen it, experienced it, or tried it first-hand!

Naomi Mannino's Most Recent Blog Posts

Are 'Negative Credit Incidents' Hurting Your Credit Score?

Good credit is necessary for everything from apartment rentals to car loans. Find out how your credit stacks up, and how long it takes to bump your score up to the next level.

4 Reasons Making Just Minimum Payments Is Bad, and How to Pay More

Minimum payments are one of the insidious ways creditors keep you in debt if you let them. Learn about how those minimum payments get calculated, the effects they can have on the total amount owed and on your credit score, and ways you can pay more than the minimum.

23 Easy Ways to Spring-Clean Your Finances

Cleaning up your finances can only help your life run more smoothly. And what better time to do it than when you're already cleaning your home? Here's 23 easy ways to master your money.

12 Must-Read Personal Finance Books for a Better 2017

There's no substitute for the wealth of information found in a tome written by a successful person with a specialized point of view. Each of these 12 books is a personal finance classic because the concepts within stand the test of time.

Is Your Holiday Spending Way Over the Top? 11 Bad Habits to Avoid

Between gifting, travel, parties, and on-the-go meals, the holidays can be pretty tough on your wallet. Use our bad habit checklist to make sure you know how to avoid holiday overspending.

Don't Have a 401K? Check Out These 3 IRAs Right Now

You should be investing in your future right now, whether your company offers a 401(k) or not. Read up on the huge benefits of saving early, and the pros and cons of the three main types of IRAs.

7 Easy Hacks to Quickly Boost Your Credit Score

If your credit score has taken a tumble, you can use these seven hacks to get a quick credit score boost. Read on to see your score jump at least 10-20 points starting next month.

Are 'Negative Credit Incidents' Hurting Your Credit Score?

Good credit is necessary for everything from apartment rentals to car loans. Find out how your credit stacks up, and how long it takes to improve.

24 Easy Ways to Spring-Clean Your Finances

Cleaning up your finances can only help your life run more smoothly. And what better time to do it than when you're already spring-cleaning? Every time you have five minutes or so, complete at least one of these 24 easy ways to master your money, until you've done them all.

4 Reasons Making Just Minimum Payments Is Bad, and How to Pay More

Minimum payments are one of the insidious ways creditors keep you in debt if you let them. Read on to learn about how those minimum payments get calculated, the effects they can have on the total amount owed and on your credit score, and ways you can pay more than the minimum.
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