T-Mobile offers the refurbished HTC One M8 32GB 4G Android Smartphone bundled with a SIM Starter Kit for $10 up front then $20.50 per month for 24 months. (A total of $502.) Also, free shipping applies. It features a 1080x1920 LCD touchscreen, 32GB memory, 2GB RAM, microSD card slot, 802.11ac wireless, 5-megapixel camera, HD video, a quad-core 2.3GHz processor, and Android 4.4 OS (KitKat). Note that if you cancel wireless service, the remaining balance on the phone becomes due. Deal ends September 30.

A 90-day warranty applies, although it's unclear who supports it.