Microsoft Store offers the newly released Microsoft Lumia 640 4G LTE Windows Phone 8 for AT&T
(no contract required), which includes the Microsoft Office Suite
, for $79
with free shipping
. That's $83 under the lowest total price we could find for an unlocked version of this phone. It features a 5" 1280x720 IPS touchscreen LCD, Qualcomm MSM8926 Snapdragon 400 1.2Ghz quad-core processor, 8GB internal memory, 1GB RAM, 8-megapixel rear-facing camera with LED flash, 0.9-megapixel front camera, 1080p video capture, Bluetooth 4.0, 802.11n wireless, 4G LTE connectivity, microSDXC card slot, up to 30GB of OneDrive storage, and Windows Phone 8.1 OS with Lumia Denim.
Of note, you can unlock
this unit for free
via AT&T's Unlock Portal
. Additionally, AT&T offers the prepaid GoPhone version
for $79.99 with free shipping.