Expansys offers the Unlocked Microsoft Lumia 532 8GB 3G Smartphone in four colors, model no. RM-1034, $84.99 with free shipping. (Search for "RM-1034" if you don't see it.) That's the lowest total price we could find by $24. It features a 480x800 touchscreen, 802.11n WiFi, 1.2GHz quad-core processor, 1GB RAM, 8GB internal memory, MicroSD card slot, 5-megapixel camera, and Windows 8.1 OS.