Walmart offers the Your Zone Metal Loft Twin Bed in Black or Silver for $119 with free shipping. That's $10 under our July mention, $21 off list, and the best price we've seen. The bed can support up to 225 lbs. and includes two ladders.
Walmart offers the Your Zone Harlee Microfiber Junior Futon in Truchet, model no. 2093819W, for $99 with free shipping. That's the lowest total price we could find by $36. It measures 59" x 30.5" x 27.5" and has a 300-lb. capacity.