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Financial Services Features Archives

Big Scam on Campus: Financial Traps of College Aid Accounts

College is expensive enough, but some schools may be unfairly partnering with banks to get more out of students receiving financial aid. DealNews spoke to the Center for Responsible Lending on how to avoid these costly debit accounts.

Is it Cheaper to Repair or Replace These 9 Electronics & Appliances?

Buying new stuff is expensive, but in today's consumer landscape, it's sometimes cheaper and more sensible than repairing a soon-to-be obsolete product.

What Are Your Lifetime Debt Costs, And How Can You Lower Them?

Debt can be as useful as it can be dangerous, but most people have no idea how much the years of paying interest on debt can add up over a lifetime. We spoke to Credit.com about how to improve credit scores and manage lifetime debt.

The Best and Worst Things to Buy in February

February may be the shortest month of the year, but it's certainly not lacking in savings. You might not score as big of a discount as you would prefer on a Valentine's Day gift, but this month you'll find deals on several necessities like winter coats and tax software.

Fine Print Nightmare: 5 Services That Profit From Confusing You

Some business have excessively complicated pricing structures or billing procedures, which result in them pocketing extra cash when customers don't (or can't) make the smartest shopping decisions. So what's a savvy shopper to do? We've rounded up five commonly confusing services and talked about how you can save despite the obstacles.

Et Tu, Home Depot? What to Do if You Are the Victim of Credit Card Fraud

Are you a recent victim of credit card fraud, like the just-announced hack at Home Depot? Have you noticed suspicious charging activity on your statement? Credit card fraud can be stressful, but we've come up with a few tips to help you prevent identity theft from taking a toll on your credit history.

Can Apple Make Mobile Payment Work, and Can it Save You Money?

The iPhone 6 and Apple Watch got much of the attention at yesterday's Apple keynote address, but Apple's mobile payment platform Apple Pay could be the real game changer in the retail world to emerge from the event. It could benefit consumers like you with savings, speed, and security — if Apple can succeed where many others have failed.

VIDEO: How Do You Feel About Store Credit Cards?

A new report from CreditCards.com finds that, on average, store-based credit cards hold a 23.23% APR. That means you'll get hit with a $23 interest fee for every $100 you put on the card! In this brief — yet lively — video, our experts discuss if there are any benefits to signing up for a store credit card.

VIDEO: How Much Money Do You Have In Your Pocket, And Why?!

A recent study by Bankrate.com revealed that 80% of Americans carry less than $50 in cash at any given time. In this brief — yet lively — video, our experts reveal how close we are to a cashless society, and the pros and cons of ditching the bills.

9 Surprising Perks You Didn't Realize Your Credit Card Offers

Better known credit card rewards include cashback and points you can use to "shop" through catalogs. But some companies go a bit farther and offer perks that many shoppers don't know about. Check to see if your credit cards carry any of these money-saving bonuses.

Think Your Taxes Are Bad? History Says You Have It Easy!

Taxes. They're a bummer, right? Well, it turns out they used to be much, much worse. So, as you put off filing your taxes, read this brief collection of historical taxes that are worse than yours.

11 Tech Shopping Myths Busted

The Internet can be a priceless research tool for separating fact from fiction, but when not used correctly, it can also help spread all types of myths that could result in consumers spending more money than they should. From overused buzzwords to high-priced TV cables, we shine light on 11 of the most common tech myths that people still fall for.

How Many Credit Cards Do You Really Need?

Credit cards can be used in responsible ways to earn cardholders money, but there's a balance between taking advantage of rewards, and overloading your wallet with unused plastic that may cost you in the end. So the question remains: How many credit cards does the average person need?

What the Heck Is 'Friendly Fraud' and Why Is it Costing Retailers $11.8 Billion?

The words "friendly" and "fraud" may not seem to go together, but friendly fraud — also known as chargeback fraud — is a real problem for a lot of online merchants. And thanks to heightened awareness of actual fraud, friendly fraud has become increasingly easy for cardholders to commit.

The Best and Worst Things to Buy in February

February may be the shortest month of the year, but it's certainly not lacking in savings. You might not score as big of a discount as you would prefer on a Valentine's Day gift, but this month you'll find deals on several necessities like winter coats and tax software. We've sorted through our archives of sales, coupons, and daily deals to find out what the best and worst things are to buy in February.

How to See Summer Blockbuster Movies without Breaking the Bank

Summer is the perfect time to enjoy the cinema, so long as the A/C is working. But the "full movie theater experience" — complete with popcorn, soda, Snow Caps, and the like — can be pricey. Thankfully movie theater deals and discounts abound, and we've got some tips on how to enjoy the big screen films for little cash.

No Rewards, Rare Incentives: Why Pay with PayPal Cards In-Store?

Last week, PayPal announced a plan to expand its mobile wallet service to an estimated 2 million stores by year's end. But what are the consumer incentives behind leaving that easy-to-use credit card at home and instead reaching for a PayPal card instead?

Pay-As-You-Drive Insurance: Helping Safe and Savvy Drivers Save Money

We hear you're a safe driver, but you're probably paying too much for car insurance. But that may soon change, as the industry is dipping its toe into the water of pay-as-you-drive insurance, also known as usage-based insurance. So what's it all about?

Stores Offer Black Friday Previews and Early Access in Exchange for Loyalty

A new trend has emerged for this year's shopping season: stores will dangle early access to Black Friday sales, in exchange for loyalty program registration. Already, Lowe's, Sears, and Target have pushed "sneak peeks," promising either a preview of the store's Black Friday ad, or actual advance access to the deals themselves. But are any of these promotions worth it?

The 8 Best Store Credit Cards with Perks

Store credit cards usually aren't the best credit cards to have, especially if they offer just 3% back for purchases at flagship stores and only 1% when you shop elsewhere. But for people who frequently shop at one store and pay their balances in full each month, the perks of using a specific retailer’s credit card can be worthwhile. We researched the eight best store credit cards to own.

10 Ways to Save to Pay off Student Loan Debt

Student loan debt can put recent grads behind in their new adult lives, so any way they can pay it off more quickly is beneficial. Here then are a few basic cost-cutting measures that will add up to savings that can be put toward paying off student loans as quickly as possible.

Top 5 Rewards Credit Cards for Gassing Up at the Pump

As we mentioned in a feature from yesterday, gas prices will continue to rise next year, and already, the average American spends approximately $1,600 per year on gas for their car. Rather than just accept this growing expenditure, take a look at these five rewards credit cards with no annual fees that will help you save on your purchases at the pump throughout the year.

How to Avoid Overspending During the Holidays

It's so easy to overspend during the holiday season if you aren't careful; constantly making purchases throughout the month can add up. But nobody wants to kick off the new year with a load of debt! Be wise about your shopping habits this year by keeping in mind a few of these tips to avoid overspending.

Best Deals for Credit Cards Come from Credit Unions

Two years ago, the rules for credit cards changed dramatically. Now a new study shows that while things have gotten better for consumers, the best changes have come from a specific type of card that offers lower interest rates and fewer fees. Consumer advocate Mitch Lipka explains.

Savings accounts that force you to save

Saving up for a big ticket item? In order to help, we've dug up accounts that automatically deposit money into your savings when you do everyday things like use your debit card or pay your bills online. So whether you're saving for a short-term goal, like a new computer, or just looking to fatten your emergency funds, these methods are a fool-proof way for the lazy person to save money, all FDIC-insured.