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Financial Services Blog Archives

How Credit Cards and Student Loan Debt Are Linked (and 5 Ways to Manage Them)

Many people with credit card debt also have student loan debt. Read on as we explore this relationship, and offer five tips for managing your debt with a minimal amount of stress.

3 Ways to Make Your Time at the Airport Less Terrible

Passengers thinking about the 4th of July holiday weekend still have time to upgrade their airport and flying experience — and avoid those long security lines. Here are three ways to make your next air travel experience more comfortable.

Retailers Giving Back: Shop These Memorial Day Deals for Veterans!

In an effort to show their appreciation this Memorial Day, some retailers are teaming up with SheerID to offer exclusive discounts to military members and their families. We've rounded up the best Memorial Day deals for veterans, those on active duty, reservists, National Guardsmen and women, retirees, and their families.

Why Stores Still Won't Accept Your Chip Card (and What You Can Do to Pay Safely)

Many businesses still aren't equipped to accept purchases from chip-enabled debit or credit cards. Here's why it's taking stores so long to accept chip cards, what it means for consumers, and how you can shop safely in the meantime.

Your Costco Credit Card is About to Change for the Better

Costco has long had American Express co-branded club cards, but now it's making a switch to Visa. We look at how this will affect rewards, and how else you can pay at this warehouse store.

5 Money Talks You Need to Have Before Marriage (and 4 Ways to Start)

Talking about money long before you say "I do" will put your relationship on the path to a solid financial foundation. Here are four steps to get the pre-marriage money conversation going, and five financial topics to discuss once you want delve deeper.

5 Simple Ways to Protect Yourself From Identity Theft

Identity theft can ruin your credit and worsen your financial well-being, even when you've been diligent with your money matters. Take these five steps to protect yourself now.

Expecting a Baby? Don't Make These 4 Common Money Mistakes

There's nothing like the excitement of a child being born, but all that emotion can blind people to more practical matters. From buying too much stuff, to not saving for college, here are four common financial pitfalls to avoid when you're expecting a baby.

5 Ways Kids Stress Your Finances (and What You Can Do About it)

DealNews' recent survey taught us a lot about the financial stress facing families today. Not surprisingly, having kids is crazy expensive; but would you believe it also breeds a sunnier outlook on money matters?

7 Easy Hacks to Quickly Boost Your Credit Score

If your credit score has taken a tumble, you can use these seven hacks to get a quick credit score boost. Read on to see your score jump at least 10-20 points starting next month.

Are 'Negative Credit Incidents' Hurting Your Credit Score?

Good credit is necessary for everything from apartment rentals to car loans. Find out how your credit stacks up, and how long it takes to improve.

24 Easy Ways to Spring-Clean Your Finances

Cleaning up your finances can only help your life run more smoothly. And what better time to do it than when you're already spring-cleaning? Every time you have five minutes or so, complete at least one of these 24 easy ways to master your money, until you've done them all.

Thinking About Getting a Loan to Pay Off Your Credit Card? Try Doing THIS Instead

Personal loans seem to be all the rage, but that doesn't mean they're the best option for your debt situation. Here's how two financial experts advise their clients to pay off credit card debt.

Should You Send Your Kid to College With a Credit Card?

That day will soon arrive when your child says goodbye and heads off to college. Do you send your son or daughter off with a credit card? We'll cover the pros and cons, parental rules and limits, and possible alternatives to help you decide whether you should get your kid a credit card.

Shop Wisely With These 6 Great Store Credit Cards

You have to be diligent in how you use and pay for the purchases you make with a store credit card, if you want to realize the greatest savings and benefits. To ensure you get the most out of your shopping trips, here are six of the best store credit cards available.

6 of the Best Credit Cards for Cashback

Some cardholders prefer to earn cash that they can use toward any purchase they choose, whether it's the electric bill, dinner, or a travel expense. For consumers that like cash back rewards cards, these are six of the best credit cards for cash back that are currently available.

4 Tips for Getting Last-Minute Deals on Holiday Travel

At this point, it's extremely late to be booking a flight for Christmas. But if you haven't already bought your holiday plane tickets, don't freak out just yet! Here are four ways procrastinators can save money on last minute holiday air travel.

No Fees, Please: 4 Common Banking Fees You Should Never Pay

Americans pay a lot of extra fees. And most are charged for added conveniences or penalties for managing money poorly. Here's a roundup of the four most common, and unnecessary, recurring fees you're paying, and how to easily avoid them in 2016.

The Skinny on Credit Scores: 10 Signs That You're a Credit Superstar

Those with good credit scores are getting the best interest rates and terms when applying for mortgage loans, credit cards, and even car insurance. So, do you know how your credit score stacks up? Read on to find out why you should try to get as close to 850 as you can, and about 10 signs that you have good credit.

When Is it Worth Paying for a Rewards Credit Card?

It can be difficult figuring out which rewards credit cards can provide the biggest bang for your buck, and whether those annual fees and expenses are worth the benefits you get. If you aren't yet sure whether you should pay for rewards credit cards, here are some things to consider.

3 Simple Rules to Protect Your Credit Score While Holiday Shopping

If you don't keep your credit score top of mind during the holiday shopping season, you could start the New Year with a dipping (or diving) credit score. Follow these three simple rules to protect your credit score during the holidays.

The 10 Best Credit Cards for Travel Rewards

Travel rewards credit cards provide a wealth of perks and benefits that can enhance any travel itinerary. If you fly a lot for work or plan a road trip in the future, consider taking one or more of the 10 best credit cards for travel along for the ride.

Is Your Holiday Spending Way Over the Top? 11 Bad Habits to Avoid

Even if things seem stable in your family right now, don't throw caution and dollars to the wind on holiday shopping just yet. Use our handy checklist to see if you're a holiday overspender.

Why You Should Say No to Layaway (And What You Should Do Instead)

The promise of layaway is alluring. What you would have to pay in cash — or put on a credit card, hoping to be able to pay it off when the bill comes — you can string out with regular payments over a couple of months. So what's the catch? Here's what to watch out for with layaway programs.

Big Scam on Campus: Financial Traps of College Aid Accounts

College is expensive enough, but some schools may be unfairly partnering with banks to get more out of students receiving financial aid. DealNews spoke to the Center for Responsible Lending on how to avoid these costly debit accounts.

Is it Cheaper to Repair or Replace These 9 Electronics & Appliances?

Buying new stuff is expensive, but in today's consumer landscape, it's sometimes cheaper and more sensible than repairing a soon-to-be obsolete product.

What Are Your Lifetime Debt Costs, And How Can You Lower Them?

Debt can be as useful as it can be dangerous, but most people have no idea how much the years of paying interest on debt can add up over a lifetime. We spoke to Credit.com about how to improve credit scores and manage lifetime debt.

Fine Print Nightmare: 5 Services That Profit From Confusing You

Some business have excessively complicated pricing structures or billing procedures, which result in them pocketing extra cash when customers don't (or can't) make the smartest shopping decisions. So what's a savvy shopper to do? We've rounded up five commonly confusing services and talked about how you can save despite the obstacles.

Et Tu, Home Depot? What to Do if You Are the Victim of Credit Card Fraud

Are you a recent victim of credit card fraud, like the just-announced hack at Home Depot? Have you noticed suspicious charging activity on your statement? Credit card fraud can be stressful, but we've come up with a few tips to help you prevent identity theft from taking a toll on your credit history.

Can Apple Make Mobile Payment Work, and Can it Save You Money?

The iPhone 6 and Apple Watch got much of the attention at yesterday's Apple keynote address, but Apple's mobile payment platform Apple Pay could be the real game changer in the retail world to emerge from the event. It could benefit consumers like you with savings, speed, and security — if Apple can succeed where many others have failed.

VIDEO: How Do You Feel About Store Credit Cards?

A new report from CreditCards.com finds that, on average, store-based credit cards hold a 23.23% APR. That means you'll get hit with a $23 interest fee for every $100 you put on the card! In this brief — yet lively — video, our experts discuss if there are any benefits to signing up for a store credit card.

VIDEO: How Much Money Do You Have In Your Pocket, And Why?!

A recent study by Bankrate.com revealed that 80% of Americans carry less than $50 in cash at any given time. In this brief — yet lively — video, our experts reveal how close we are to a cashless society, and the pros and cons of ditching the bills.