Does Home Depot Accept Apple Pay in 2025?
Shopping these days offers up many different conveniences including digital payment options like Apple Pay. But not everyone accepts these alternative forms of payment, instead preferring to stick to things like credit and debit cards as well as cash. So where does Home Depot fall in all of this?
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Does Home Depot Accept Apple Pay?
No, Home Depot does not accept Apple Pay (or any other form of mobile payment such as Venmo) at the time of writing. Shoppers can use PayPal, but not as a contactless form of payment. More details on that below.
The Workaround: Use PayPal Instead
Since Home Depot doesn't accept digital wallet payments, there's really no workaround that will allow you to use Apple Pay. About the only way you can get close is by setting up your PayPal account to be used in physical stores, and then downloading the app to pull up during checkout at Home Depot.
If you do want to use this route, you'll need to sign into your PayPal account, then navigate to the Wallet tab at the top. Once there, you can link a new card or bank to pay for your purchases with. When shopping on Home Depot afterwards, you should be able to choose PayPal on product pages; simply click the PayPal button below the Add to Cart button and follow the prompts in the popup to pay for your purchase.
If you want to use PayPal to pay for your in-store Home Depot purchases, you'll need to download the PayPal app. Before you go shopping, take a few minutes to click on the icon for your QR code in the app. Then you should be able to click "Show to Pay" and from there you'll need to set up a payment within your PayPal account (if you haven't already) in order to be able to use the method when shopping in-person. Then, when checking out at Home Depot (or anywhere else that supports PayPal), you'll be able to pull up the app and follow the instructions to pay from it rather than using a physical card or cash.
Accepted Payment Methods at Home Depot
While Home Depot doesn't accept Apple Pay, it does have a decent list of accepted payment methods . When shopping online or in-store, you can use the following:
- Visa
- MasterCard
- American Express
- DiscoverCard
- Gift cards
Of course, Home Depot will also accept its own consumer credit card and commercial credit accounts as well. As mentioned above, PayPal is also an acceptable method of payment — just remember you'll have to set it up beforehand in order to pay that way.
Remember that if you're returning an item to Home Depot, you'll need to have the original payment method on hand in most cases. While they may be willing to refund you without it, you'll likely only receive store credit, so be sure you have something else in mind to buy if it comes to that.
Consumer Responses and Market Impact
While Home Depot initially accepted Apple Pay when it first went live in 2014, they stopped accepting it a few years later. Customers have chalked the reasoning up to changes in the system and digital payments in general. However, some also believe it may be to do with the fact that Home Depot might have to pay a fee for every Apple Pay transaction, which they may be unwilling to do. While we may not know why Home Depot hasn't enacted digital payments again, there are periodic rumors that suggest they will indeed bring back the option in the future, at some unclear point in time.
Comparison With Other Retailers
Home Depot is one of the standouts here. As of December 2023, Lowe's accepts Apple Pay, and Ace Hardware also accepts Apple Pay at select stores as well. While not a comprehensive list, this one by Android Police notes some of the major retailers that accept Apple Pay, including Ace Hardware as well as IKEA.
Future of Digital Payments at Home Depot
As mentioned above, there's always a chance that Home Depot could bring back digital payments. Being able to quickly pay with something like Apple Pay would certainly make shopping during busier holidays like Presidents' Day much faster and even more convenient. The tipping point may be as these forms of payment become even more popular than they already are and more stores implement them, Home Depot will feel forced to do the same just to compete. However, there's currently no word on this being the case so for now, customers will have to continue to rely on the one of the payment methods outlined above and take advantage of any current eligible perks (like military discounts) to make their Home Depot trips worth it.
Unfortunately, as Home Depot doesn't accept Apple Pay and there's no real workaround, you're out of luck when shopping at the home improvement retailer if you want to use it. In the meantime, watch for announcements from Home Depot — they'll definitely let everyone know should they decide to start accepting digital payments again.
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