Lowe's 2025 Military Discounts: How To Claim and Save

If you've ever tackled a DIY project, you know that home improvement can get expensive fast. But if you're a military member, veteran, or spouse, Lowe's has your back with a 10% discount on full-priced items. This year-round discount is Lowe's way of thanking those who serve — and unlike that old power drill you've been meaning to replace, it actually works every time.

So, who qualifies? If you've served in the U.S. Army, Marine Corps, Navy, Air Force, Coast Guard, Space Force (yes, that's real), National Guard, NOAA, or the Public Health Service, congratulations — you and your spouse are eligible. The only ones left out are those dishonorably discharged. (You know what you did.)

Signing up is quick and painless, and once you're registered, you can use the discount whenever you need. We'll break down everything you need to know about Lowe's military discount in 2025, from how to register to how it compares to the competition. Because if there's one thing better than home improvement, it's saving money while doing it.

Lowe's Military Discount

Lowe's Military Discount

10% off + free Silver Key status

Verify your status with ID.me in 2025 and take advantage of a 10% military discount! You'll need to create a free MyLowe's Rewards account if you haven't already, or sign into your existing one if you have. Once you complete the steps, you'll not only get 10% off eligible items online and in-store, but you'll also get free standard shipping and earn rewards faster with your free upgrade to Silver Key status in the MyLowe's Rewards program. (Normally you have to be a Lowe's credit card holder to unlock Silver Key Status.)

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How Can I Get A Military Discount in 2025?

Getting your Lowe's military discount is easier than assembling that "simple" piece of furniture with unclear instructions. No complicated forms, no secret handshakes — just a straightforward process to unlock your 10% savings.

Whether you're an active service member, veteran, or an eligible spouse, all you need to do is register online, verify your military status, and start saving on everything from power tools to paint. The discount applies to most full-priced items and is valid both online and in-store. Family members living in the same household can also benefit from this discount, provided they present proper identification.

Spend less time on paperwork and more time debating whether you really need another cordless drill. (Spoiler: You do.)

Signing Up in 2025

Getting your Lowe's military discount isn't some top-secret mission — it's actually pretty simple. No obstacle courses or surprise drills required!

All you need to do is verify your military status, link it to your Lowe's account, and you're good to go. Follow these easy steps, and soon you'll be saving 10% on all your home improvement projects. Because, let's be honest, that leaky faucet isn't going to fix itself.

• First, go to Lowe's Everyday Military Discount page to learn about all the perks soon to be headed your way. Click on the "Get Started" button to begin the verification process. Alternatively, just head to lowes.com/military/validation directly.

• You'll be directed to verify your military status with Lowe's third-party verification service, ID.me. (Cool sidebar: The company's CEO and founder, a decorated Army veteran, started ID.me after seeing a veteran show their discharge paperwork to claim a military discount and worried about the sensitive data being exposed.)
• Log in if you already have an ID.me account, or create a new one.

• From there, you'll be asked for your military status. If you're registering as a spouse or family, you'll need to provide information like your name, address, birthdate, and information about your service member. Military members will be asked to share their branch of service and rank before disclosing other identifying information.
• Once your status is confirmed, you'll then create a MyLowe's Rewards account (or sign in to your existing one) and follow the on-screen instructions to connect your discount to your account.

Who is Eligible?

The first step to getting a military discount at Lowe's: Be in the military. This probably seems obvious, but it's important to establish ground rules – just ask the military. (It's also acceptable to marry a member, sort of a low-stakes green card marriage, but for 10% off power drills.)

More specifically, you should be currently serving, retired, or a veteran from the Army, Navy, Air Force, Marine Corps, Space Force, National Oceanic and Atmospheric Administration, Public Health Service Commissioned Corps, or National Guard. The discount also extends to the spouse and family of a registered service member, as well as a surviving spouse.

Where Can I Use My Discount?

The great news is, you can take advantage of Lowe's military discount on tools, decor, and almost everything else — both online and in-store. (If you can think of another way to shop at Lowe's, we're all ears. But, for now, we'll focus on those two.)

To use the discount in-store, you'll need to present a valid photo ID and MyLowe's card or phone number at checkout. They'll accept the usual forms of ID: valid driver's license, state- or federal-issued ID card, Department of Defense ID card, or passport. For spouses, the last name must match the registered service member's last name unless you've independently enrolled.

Using your discount online is even easier: simply sign into your MyLowe's account, and your military discount will be automatically applied to eligible items during checkout.

Is the Discount Stackable?

Unfortunately, Lowe's isn't in the business of letting you double-dip on discounts like it's an all-you-can-eat buffet. Unlike Apple, the 10% military discount does not combine with other promotions, coupons, or clearance items. It's only valid on full-priced items (with some exclusions), and won't stack with any other coupon or promotion, including:

• Lowe's Price Promise
• Lowe's volume or special pricing programs
• Lowe's Consumer Credit Card 5% Off Every Day discount.
• Gift cards
• Previous purchases
• Product installations (sold separately or bundled) and other services
• Shipping
• Protection plans
• Taxes or fees

If an item is already marked down, Lowe's will politely tell you, "Nice try." That said, it still applies to most full-priced items, so you'll still score solid savings — just maybe not the "I just got away with robbery" kind.

Alas, you also can't use your discount for major appliances, gift cards, product installations, or commodities like electrical wire, lumber, or plywood.

What Payment Methods Does Lowes Accept?

Once you've added stuff to your cart and watched Lowe's military discount go to work, you'll hit the part of online shopping we all dread the most: paying for it. Lowe's offers you a few methods:

1. Credit/Debit Card: It's a classic, and we all know how it works – a magic sequence of numbers puts money from your card into Lowe's pockets. What will they think of next? (PS, they accept Visa, MasterCard, Discover, and American Express.)
2. PayPal: This is what they thought of next. Give PayPal the aforementioned credit card details, and you can sign into that account to keep a buffer between any given store and your precious bank details.
3. Lowe's Pay (Buy Now, Pay Later): Apply for this at checkout, and you can split your payment into smaller chunks across an extended period. Monthly payments depend on the repayment period you select and APR. Eligible on purchases larger than $50.
4. Gift Cards: Gift cards can be used with credit/debit card payment or PayPal, but not with Lowe's Pay.

Does My Discount Ever Expire?

As long as your verification with ID.me and Lowe's accounts are valid, your discount should apply. Lowe's website has the usual boilerplate about reserving their right to change or rescind the discount at any time, of course. But your account should last as long as you do, provided you abide by the terms.

Lowe's military discount isn't capped by any annual limit, either, so you can shop as much or as little as you like. Enjoy the benefits every time.

Are Discounts Available Both Online and In-Store?

The great news is, once you're signed up, you can take advantage of Lowe's military discount on tools, decor, and most everything else both online and in-store. If you can think of another way to shop at Lowe's, maybe it's valid that way too, but for now, we'll focus on those two.

To use the discount in-store, you'll need to present a valid photo ID and MyLowe's card or phone number at checkout. They'll accept the usual forms of ID: valid driver's license, state- or federal-issued ID card, Department of Defense ID card, or passport or passport card. (For spouses, the last name must match the registered service member's last name, unless you've independently enrolled.)

Wondering how to use Lowe's military discount online? It's arguably even easier: just sign into your MyLowe's account, and your military discount will be automatically applied to eligible items during checkout.

What Other Discounts Does Lowe's Offer?

Lowe's has offered a First Responder Discount since 2021. Although it originally launched for Fire Safety Month, the store now celebrates first responders year round. First responders, which Lowe's defines as active or retired firefighters, EMTs/paramedics, police officers, 911 dispatchers, and eligible active nurses and physicians, will need to verify their identities the same way as we detailed above for military members.

If you're looking for a volume discount, there's the Lowe's MVPs Pro Rewards Program — you'll need to register under your business, and then you'll be eligible for a wide range of benefits and savings.

You can also sign up for a Lowe's Advantage Card Credit Card, which takes 5% off eligible purchases (but can't be used in conjunction with the military discount).

In spring 2024 of last year, Lowes offered mulch for record low prices with their 5 for $10 sale. That said, we expect similar sales to begin mid-March of this year.

Competitors Offering Military Discounts in 2025

When it comes to military discounts, Lowe's is far from the only game in town — but it might be the most reliable. The store's main competitor, Home Depot, gives customers a similar 10% military discount but caps the benefits at a maximum of $400 per year.

Tractor Supply also offers a military discount, but it's not quite as straightforward. Their discount applies only to select items, meaning you might save big on a new rake but pay full price for that fancy chicken coop you've had your eye on. Meanwhile, Ace Hardware keeps things interesting by letting individual stores decide their own policies.

Depending on where you shop, you might score anywhere from 10% to 25% off — but there's no guarantee. It's a little like a military discount lottery, except instead of winning millions, you're saving a few bucks on a power drill.

What Else Should I Consider in 2025?

The big things to remember when looking to use Lowe's military discount in 2025 are that, while it applies to much of Lowe's wares, it doesn't stack with sales or coupons, and you can't use it on appliances. Outside of those exclusions, you should be aware that Lowe's offers free shipping with orders of $45 or more (unless an item incurs oversized charges). Shopping online lets you enjoy that, or choose in-store pickup to avoid any shipping fees once you've checked that your local Lowe's has that item in-stock.

And that's it — your guide to Lowe's military online discount, from registration to exclusions and everything in between. If you'd like to keep yourself fully abreast of Lowe's discounts and offers, you can set up a DealNews deal alert. Plus, our Staff Picks page curates the absolute best deals around, and Lowe's is a regular guest.

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• Discover the tricky ins and outs of a lengthy policy in our 2025 guide to Apple's military discounts.