Factory Direct Sale via eBay offers this 20" 6-Speed Folding Bicycle
in Silver for $116.99
with free shipping
. That's $28 below the lowest total price we could find for a similar bike and the best price we could find, although we saw it for $7 less this past winter. It features front and rear fenders, rear rack, Shimano shifter and derailleur, and foldable pedals.