Spend $4,000 or more on purchases within 3 months of opening this card and snag 75,000 bonus miles. With a $95 annual fee, you'll earn 2x miles on all purchases made and up to a $100 credit towards Global Entry or TSA PreCheck. Plus, earn 5x miles on hotels, vacation rentals, and rental cars booked through Capital One Travel, which offers Capital One's best prices on thousands of travel options. You can use your miles for any type of travel purchases or to book a trip through Capital One Travel. Terms apply. Learn More.
- Minimum deposit of $100 to open
- Flat Rate
- No account opening or maintenance fees
- Daily compounding interest
For complete list of account details and fees, see our Personal Account disclosures.
- Minimum deposit of $100 to open
- Minimum balance of $5,000 to earn the highest APY
- Multi-tiered account
- No account opening or maintenance fees
- Daily compounding interest
For complete list of account details and fees, see our Personal Account disclosures.
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Discover what an HSBC Premier relationship can offer you. Easily open an account online, from the comfort of your home. Manage your international banking needs across different time zones, with 24/7 support. Unlock Premier in one country and you can live, work and travel with Premier status around the world with HSBC. Manage your money safely and easily around the world - from Global Money Transfers to multi-currency needs. New to the U.S.? Build your U.S. credit history with one of our credit cards. Or, if you're buying a new home, you can use your international credit history to apply.
- Earn one or more cash bonuses1 when you open an HSBC Premier2 checking account by September 30, 2025, AND complete additional qualifying activities:
- $500 Direct Deposit Cash Bonus when you set up recurring monthly direct deposits of $10,000 or more for 3 consecutive months; and/or
- $1,000 New Money Cash Bonus when you deposit or invest3 $100,000 or more and maintain balances for 3 consecutive months; and/or
- $1,500 Mortgage and New Money Cash Bonus when you complete a new HSBC U.S. residential mortgage application by September 30, 2025, with mortgage funding by December 31, 2025, AND deposit or invest $200,000 or more and maintain balances for 3 consecutive months. Customers who qualify for the $1,500 cash bonus will automatically qualify for the $1,000 cash bonus.
Earn $750 Cash Back when you spend $6,000 on purchases within the first 3 months from account opening. With no annual fee, you'll get 5% cash back on hotels and rental cars booked through Capital One Travel and 1.5% unlimited cash back on everything else. Balance transfers are not available on Spark Cash Select. Terms apply.
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Opinions, reviews, analyses & recommendations are the author's alone, and have not been reviewed, endorsed or approved by any of these entities.
Earn 150,000 miles once you spend $30,000 within the first 3 months from opening your account. With a $395 annual fee, you'll earn 2 miles per dollar on every purchase, 5 miles per dollar on flights and vacation rentals booked through Capital One Travel, and 10 miles per dollar on hotels and rental cars booked through Capital One Travel. Each year, you'll get 10,000 bonus miles after your account anniversary date and receive an annual $300 credit for bookings through Capital One Travel. Receive up to a $120 credit for Global Entry or TSA PreCheck® and unlimited complimentary access to Capital One Lounges and a network of 1,300+ lounges worldwide. Terms apply. Learn More.
- New offer! Earn 6% cash back for the first year in the category of your choice: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings. You’ll automatically earn 2% cash back at grocery stores and wholesale clubs, and unlimited 1% cash back on all other purchases. After the first year from account opening, you’ll earn 3% cash back on purchases in your choice category.
- Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum.
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
- With the Bank of America Preferred Rewards® program, members can earn 25%-75% more cash back on every purchase. That means the 3% choice category could go up to 3.75%-5.25%. The Preferred Rewards bonus is not applied to the 3% first-year bonus.
- No annual fee and cash rewards don’t expire as long as your account remains open.
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 18.24% - 28.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%. Balance transfers may not be used to pay any account provided by Bank of America.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Students with average, fair, or limited credit (scores between 600 and 659) can earn $50 when they spend $100 in the first three months of opening their account. They'll also snag 8% cash back on Capital One Entertainment purchases; 5% cash back on hotels and rental cars booked through Capital One Travel; 3% cash back on dining, entertainment, popular streaming services, and at grocery stores (excluding superstores like Walmart and Target); and 1% cash back on all other purchases. This card also offers $0 Fraud Liability for unauthorized charges made.
Dealnews has partnered with CardRatings for our coverage of credit card products. Dealnews and CardRatings may receive a commission from card issuers.
Opinions, reviews, analyses & recommendations are the author's alone, and have not been reviewed, endorsed or approved by any of these entities.
Earn $50 when you spend $100 in the first three months of opening your account. With no annual fee, you'll also earn 5% cash back on hotels and rental cars booked through Capital One Travel and 1.5% cash back on all other purchases. Plus, earn up to $500 a year by referring friends and family when they're approved for a Capital One credit card. Terms apply.
Dealnews has partnered with CardRatings for our coverage of credit card products. Dealnews and CardRatings may receive a commission from card issuers.
Opinions, reviews, analyses & recommendations are the author's alone, and have not been reviewed, endorsed or approved by any of these entities.
- 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
- Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.
- Earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.
- Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
- Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 18.24% - 28.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%. Balance transfers may not be used to pay any account provided by Bank of America.
- If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means instead of earning an unlimited 1.5 points for every $1, you could earn 1.87-2.62 points for every $1 you spend on purchases. You could earn 3.75-5.25 points for every $1 you spend on travel purchases made through the Bank of America Travel Center.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
- New Offer! Earn 2% cash back on purchases for the first year from account opening, with no limit to the amount of cash back you can earn.
- Thereafter, you’ll earn unlimited 1.5% on all purchases, with no expiration on rewards as long as your account remains open.
- With the Bank of America Preferred Rewards® program, members can earn 25%-75% more cash back on every purchase. That means you could earn 1.87%-2.62% cash back with Preferred Rewards. The Preferred Rewards bonus does not apply to the .5% first-year bonus.
- No annual fee.
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 18.24% - 28.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%. Balance transfers may not be used to pay any account provided by Bank of America.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
- Low $95 annual fee.
- Receive 60,000 online bonus points - a $600 value - after you make at least $4,000 in purchases in the first 90 days of account opening.
- Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points for every $1 spent on all other purchases. No limit to the points you can earn and your points don't expire as long as your account remains open.
- If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means you could earn 2.5-3.5 points on travel and dining purchases and 1.87 - 2.62 points on all other purchases, for every $1 you spend.
- Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at the Bank of America Travel Center.
- Get up to $100 in Airline Incidental Statement Credits annually and TSA PreCheck®/Global Entry Statement Credits of up to $100, every four years.
- Travel Insurance protections to assist with trip delays, cancellations and interruptions, baggage delays and lost luggage.
- No foreign transaction fees.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Earn 75,000 bonus miles (equal to $750 in travel) after spending $4,000 on purchases on your new card in the first 3 months. With a $395 annual fee, you'll also earn unlimited 10x miles on hotels and rental cars and 5x miles on flights when you book through Capital One Travel. Plus, get 2x miles on all other purchases. Terms apply. Learn More.
Searching for a new credit card? DealNews partners with MileValue to connect you to a host of options ranging from business cards to travel cards to everyday cards from top lenders. At a glance, get card highlights and current offers, and click through to be taken directly to each lender's application. Learn More.
Earn 50,000 bonus miles after you spend $4,500 in the first 3 months of opening an account. With an introductory $0 annual fee the first year ($95 thereafter), you'll get 2 miles per dollar on every purchase and 5 miles per dollar on flights and vacation rentals booked through Capital One Travel. You can use your miles for any type of travel purchases. Balance transfers are not available on Spark Miles. Terms apply.
Dealnews has partnered with CardRatings for our coverage of credit card products. Dealnews and CardRatings may receive a commission from card issuers.
Opinions, reviews, analyses & recommendations are the author's alone, and have not been reviewed, endorsed or approved by any of these entities.
Earn $300 in welcome bonuses with a limited-time $100 Capital One Travel credit and a $200 cash bonus with $500 spend within 3 months from account opening. Plus, earn unlimited 1.5% cash back, all with no annual fee. You'll also get 5% cash back on hotels and rental cars booked through Capital One Travel. Terms apply.
Dealnews has partnered with CardRatings for our coverage of credit card products. Dealnews and CardRatings may receive a commission from card issuers.
Opinions, reviews, analyses & recommendations are the author's alone, and have not been reviewed, endorsed or approved by any of these entities.
If you're working on building your credit, the Capital One Platinum Secured card can help. Put down a refundable security deposit starting at $49 to get at least a $200 initial credit line, and earn back your security deposit as a statement credit when you use your card responsibly; you'll also automatically be considered for a higher credit line in as little as 6 months with no additional deposit needed. Plus, there's no annual fee, $0 Fraud Liability for unauthorized charges, and credit monitoring from CreditWise from Capital One to help you along your credit journey. Terms apply.
Dealnews has partnered with CardRatings for our coverage of credit card products. Dealnews and CardRatings may receive a commission from card issuers.
Opinions, reviews, analyses & recommendations are the author's alone, and have not been reviewed, endorsed or approved by any of these entities.
For a limited time, earn $300 in welcome bonuses with a limited-time $100 Capital One Travel credit and a $200 cash bonus with $500 spend within 3 months from account opening. With no annual fee, you'll get 8% cash back on Capital One Entertainment purchases, unlimited 5% cash back on hotels, vacation rentals, and rental cars booked through Capital One Travel, unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), and 1% on all other purchases. Terms apply.
Dealnews has partnered with CardRatings for our coverage of credit card products. Dealnews and CardRatings may receive a commission from card issuers.
Opinions, reviews, analyses & recommendations are the author's alone, and have not been reviewed, endorsed or approved by any of these entities.
Those with average, fair, or limited credit (scores ranging from 600 to 659) can apply for this card, which grants unlimited 1.5% cash back on all purchases, every day, plus 5% cash back on hotels and rental cars booked through Capital One Travel. You'll be considered for a higher credit line in as little as 6 months as well, with free credit score monitoring via CreditWise from Capital One. This card also offers $0 Fraud Liability for unauthorized charges made.
Dealnews has partnered with CardRatings for our coverage of credit card products. Dealnews and CardRatings may receive a commission from card issuers.
Opinions, reviews, analyses & recommendations are the author's alone, and have not been reviewed, endorsed or approved by any of these entities.
Be automatically considered for a higher credit line in as little as 6 months, and enjoy no annual fee, $0 Fraud Liability for unauthorized charges, and credit monitoring from CreditWise from Capital One. Plus, see if you're approved in seconds. Terms apply.
Dealnews has partnered with CardRatings for our coverage of credit card products. Dealnews and CardRatings may receive a commission from card issuers.
Opinions, reviews, analyses & recommendations are the author's alone, and have not been reviewed, endorsed or approved by any of these entities.