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Sign up for a Discover® it Card and receive 0% Intro Purchase APR, as well as 0% Intro Balance Transfer APR for 14 months. Earn 5% cash back at home improvement stores right now through June on up to $1,500 in purchases with free and easy sign-up. Plus, choose your own due date and pay up to midnight ET online or by phone. Finally, never pay for unauthorized purchases with its $0 Fraud Liability Guarantee. There's no annual fee, no overlimit fee, no foreign transaction fee, no pay-by-phone fee, and no late fee on your first late payment. See full Terms and Conditions.