Look, we get it. It's difficult to hear us prattle on about how much cheaper everything will be after the holidays, knowing full well that many of you absolutely must exchange gifts on or before December 25. How useful is it to know that a certain sweater will be less expensive in January when you have eager friends and family awaiting gifts next Thursday?
Being the problem-solvers that we are, we came up with the perfect solution: an IOU that lets you forgo the normal gift-giving timeline! This festive "get out of jail" card even applies to the generic "I dropped the ball" shopper who just didn't get his act together in time for Christmas. With this little slip of paper, you will be saved from having gifts at the ready on December 25 — assuming you at least have ink in your printer.
Ready to print it off? Click on the image for an enlarged version.
And just like that, you're off the hook! Now go tell us what your favorite IOU excuse is in the comments below!