Sign up for the Citi ThankYou® Preferred Card – Earn up to 20,000 Bonus Points and earn 20,000 bonus ThankYou® Points after you spend $1,500 or more in the first three months of account opening. That's enough for $200 in gift cards. Plus, receive 0% intro APR on balance transfers and purchases for 12 months. (After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness.) You can also earn 2 ThankYou Points for every $1 you spend on dining and entertainment, and 1 ThankYou Point for every $1 you spend on all other purchases. Even better, there's no annual fee. For more terms and conditions, click here.

This card — and several more — can be found on our Citibank Credit Card page.